The chart below shows my credit card debt starting in January, 2008, and running through October, 2008. As I've mentioned elsewhere, I invested in a real-estate rehab, which spiked my total credit card debt to $63,000 in February. I got the house rented out in May, and since then, I've worked down the total to debt as shown in the chart below:

Below is a detailed summary of my credit card debt as of the end of October, 2008. As you can see in the "Monthly Commitment" field, I am committing to $1,500 in payments per month to accelerate payoff of my debts. Minimum payments total $1,140, so $360 is applied directly to principle over an above my minimum payments. As shown in the Payoff Date field, at this rate, I will be out of debt by August, 2012, a little less than 4 years from now. I'm hoping to shave more time off of this by paying down principle by $8,000 or so after refinancing the rental house. 

Current Debt: $36,242.95
Starting Debt:$63,311.34
Monthly Commitment: $1,500
Average Rate: 3.72%
Payment Efficiency: 92.35%
Payoff Date: Dec-2011 -2y 2m